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Pethel Insurance Group

2622 Dale Earnhardt Blvd
Kannapolis, NC 28083

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What auto coverage beyond basic you should consider

In the state of North Carolina, the basic amount of auto insurance that you are required to carry is 30/60/25. It is strictly liability coverage to protect other drivers from you. At Pethel Insurance Group in Kannapolis, NC, we have been providing the residents of this part of North Carolina with personalized service for more than 15 years. 

Auto Insurance: Beyond The Basic 

Comprehensive coverage

Comprehensive auto insurance is frequently referred to as non-collision coverage. With this coverage, no other vehicle is involved but, lots of other things are like theft and vandalism. It covers most weather-related damage and also large animals like dear. 

Collision coverage

Collision coverage covers your vehicle if it is in an accident and sustains damage. It can be because you are responsible for the accident, are the victim of a hit-and-run, or you have a single-car collision with something other than another vehicle. 

Full glass coverage

Full glass overage is a must, it covers your windshield and all the windows in your vehicle. With this coverage, your vehicle can be repaired without having to pay a deductible, and in many cases, the repair can be done at your home or even at your job. 

Gap coverage

When you purchase a new car, you may have a large auto loan. As soon as you drive out of the dealership, your vehicle has a lot less value than it did. You may find if you have an accident at this time and total your vehicle, the amount the insurance values for your vehicle is less than what you owe. This insurance coverage covers the gap between what the insurance company values your vehicle and what you have to pay back.

Give us a call

Contact Pethel Insurance Group in Kannapolis, NC when it is time to talk about changing your auto insurance.