Umbrella Liability Insurance

EXTRA PROTECTION

Umbrella Liability Insurance works with your existing home or auto insurance to give you an “umbrella” of coverage in the event you exceed your liability limits on your primary policy. This substantially raises your overall liability coverage beyond the basic coverage provided under your homeowners and auto insurance policies.

EXTRA PROTECTION FOR CAR ACCIDENTS

Imagine you are at fault in a car accident where your passenger is disabled for life. You walk away from the accident, but your passenger has a disabling injury. Who is financially responsible for providing the lifetime of care your passenger may require? If your passenger wins a judgment against you that exceeds your underlying liability limits; you may be required to pay with your current and future earning power and assets, possibly for the rest of your life.

EXTRA PROTECTION FOR ACCIDENTS AT HOME

DID YOU KNOW ...

The #1 cause of personal liability claims on homeowner policies is dog bites?

With jury awards on the rise, the liability coverage provided by your auto, home and other personal liability policies may not provide enough protection.

The average jury verdict in the U.S. for injury cases is $985,675.

That’s why Umbrella Liability is so important. For surprisingly little, you can have an added umbrella of coverage linked to your existing auto and home policy that will help protect you and your family from being financially devastated by an unforeseen catastrophe.

MORE COVERAGE.

MORE PROTECTION.

MORE PEACE OF MIND.

With a Personal Umbrella policy, you can extend your auto, homeowners and other vehicle and watercraft liability insurance to better protect your assets in the event of a lawsuit.

Speak with one of our agents to explore how an Umbrella policy could provide you the extra layer of protection you need to protect you and your family against a catastrophic lawsuit or judgement, at a very affordable cost.

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Partner Carriers

  • AAA
  • AAA Life
  • Allstate
  • Attune
  • Discovery
  • Dovetail
  • Foremost
  • Hagerty
  • Hiscox
  • Homeowners of America
  • National General
  • Nationwide
  • NC Grange Mutual
  • Progressive
  • Sagicor
  • The Bond Exchange
  • Universal Property & Casualty
  • USLI