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Pethel Insurance Group

2622 Dale Earnhardt Blvd
Kannapolis, NC 28083

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When is it a good idea to get renters’ insurance in North Carolina?

Renting a home continues to be a good housing option for those in Kannapolis, NC. When you are a renter here, you will have the flexibility to move at the end of each lease term and will have reduced maintenance requirements. If you do rent a home in this part of North Carolina, getting the right insurance is a necessity. It is a good idea to get a renters’ insurance plan in a few situations. 

When Signing a Lease

One situation when having a renters’ insurance plan is when you are signing a lease. It is very important that you comply with a lease as much as possible. One provision that many property owners will have is the requirement for you to carry renters’ insurance. If this is a requirement, it could invalidate the agreement or put you into default if you are not able to provide evidence of coverage. 

When Looking for Financial Protection

If you are going to rent a home, you are going to take on some different financial risks. This can include the risk that your personal items will be damaged or stolen or that an accident occurs you are deemed liable for. If you are able to get a proper renters’ insurance plan, it will offer financial protection against these types of risks. 

Reach Out To Us

When you are looking to improve your insurance position in the Kannapolis, NC area, getting a renters’ insurance plan is a good option. When you are looking for this coverage here, calling our team at the Pethel Insurance Group is a great idea. Our professionals with the Pethel Insurance Group can offer any support that you need to build a plan that will meet your needs and ensure you are appropriately protected. 

Thinking about renting a place in Kannapolis? Be sure to get a renter’s policy!

Pethel Insurance Group is here to help all residents of Kannapolis, NC with their insurance needs. This includes renters too! If you are looking to move into a new place, don’t forget to secure your renter’s policy! Give us a call when you’re ready to learn more about the renters’ policies that are available in our area.

Don’t forget to get a renter’s policy for your new place

Moving can be a stressful undertaking for many people. There are a lot of changes to manage, and things to take care of both at your old and new places. As hectic as everything may seem during a move, it’s important not to overlook the need for renter’s insurance.

 A good renter’s policy will protect the personal belongings that you have in your rental unit. This means that if loss or damage occurs due to a covered event, your policy will provide protection. Your landlord will also have an insurance policy in place, but this will cover their interests and any losses that occur to the building itself. Don’t rely on your landlord’s policy because it will not provide any protection for your personal items.

When selecting your policy, be sure to confirm the maximum coverage amount for a single item so that you have the coverage you need. With a robust policy in place, you can relax knowing that your items are protected.

Call or stop by today!

Before you move into your new place in the Kannapolis, NC area, be sure to get in touch with the team at Pethel Insurance Group. We can review your insurance needs and help you find a renter’s policy that will be the right fit. Contact our office today and find out more.

Do I Need Renter’s Insurance?

Renting your home is a great way to save on many types of expenses. Maintenance, taxes, and some insurance costs will be covered by your landlord. However, as a renter, you should know that the insurance your landlord carries is not enough to protect you in the event that your rental home is damaged. At Pethel Insurance Group, we want to help our clients make smart insurance decisions in Kannapolis, NC, and the surrounding areas. Keep reading to learn more about renter’s insurance. 

Why Do I Need Renter’s Insurance?

A landlord will be required to carry a certain amount of property insurance for the property that you are renting. This type of policy, however, does not provide any coverage or reimbursement if your personal belongings are damaged or lost. Your personal belongings could be at risk if there is a fire, natural disaster, or burglary. 

Renter’s insurance is a type of policy that renters can purchase to protect their belongings. 

What Does Renter’s Insurance Cover?

A renter’s insurance policy can be customized to cover anything you would like to add. To evaluate the value of your items, you will need to sit down with an insurance representative. This professional will be able to help you understand the value of your belongings so that the proper amount of insurance can be purchased. 

In most cases, the renter’s insurance will cover personal belongings such as clothing, jewelry, electronics, vehicles, and other valuables. You may want to talk with an insurance representative to find out if pets are covered as well. 

If you would like to learn more about our services, please contact us at Pethel Insurance Group, serving Kannapolis, NC, and the surrounding areas. We will be happy to answer your questions and help you find the right insurance products today.