{"id":34,"date":"2022-12-21T04:00:00","date_gmt":"2022-12-21T10:00:00","guid":{"rendered":"https:\/\/www.pethelgroup.com\/blog\/?p=34"},"modified":"2022-12-24T02:38:50","modified_gmt":"2022-12-24T08:38:50","slug":"what-commercial-insurance-covers","status":"publish","type":"post","link":"https:\/\/www.pethelgroup.com\/blog\/what-commercial-insurance-covers\/","title":{"rendered":"What commercial insurance covers"},"content":{"rendered":"<p>Commercial insurance is designed to cover the costs of damages or losses that are incurred as a result of certain business activities. In other words, it protects your business from financial loss due to things like property damage and liability claims.&nbsp;Pethel Insurance Group, serving&nbsp;the&nbsp;Kannapolis, NC community, is here to assist with this vital coverage.<\/p>\n<p>There are several different types of commercial insurance available, each with its own specific purpose.<\/p>\n<h2>Some common examples include:<\/h2>\n<h3>Property insurance<\/h3>\n<p>This type of coverage protects your business against losses related to physical assets such as buildings, equipment, and inventory. It may also provide protection for assets that are temporarily away from your premises, like vehicles being used for company errands.<\/p>\n<h3>Liability insurance<\/h3>\n<p>If someone suffers an injury or incurs property damage while on your premises or using your products or services, liability insurance covers the cost of any legal action that may be taken against you.<\/p>\n<h3>Workers&#8217; compensation insurance<\/h3>\n<p>In most states, employers are legally required to carry workers&#8217; compensation coverage for all employees. This type of policy provides financial protection if an employee is injured or becomes ill as a result of their job, and it also helps to cover associated medical bills and lost wages.<\/p>\n<p>Ultimately, the right commercial insurance plan depends on your company&#8217;s unique needs and risks. When choosing a policy, it&#8217;s important to work with an experienced agent who can help you evaluate your options and find the right coverage at a competitive price.<\/p>\n<h3>Contact Us Today<\/h3>\n<p>The benefits of investing in commercial insurance cannot be overstated &#8211; it can protect your business from major financial losses. For more information about commercial insurance, give us at&nbsp;Pethel Insurance Group a call today. We proudly serve the&nbsp;Kannapolis, NC area.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Commercial insurance is designed to cover the costs of damages or losses that are incurred as a result of certain business activities. In other words, it protects your business from financial loss due to things like property damage and liability claims.&nbsp;Pethel Insurance Group, serving&nbsp;the&nbsp;Kannapolis, NC community, is here to assist with this vital coverage. There [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[9,10],"class_list":["post-34","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-kannapolis-nc","tag-pethel-insurance-group"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Commercial insurance is designed to cover the costs of damages or losses that are incurred as a result of certain business activities. In other words, it protects your business from financial loss due to things like property damage and liability claims. Pethel Insurance Group, serving the Kannapolis, NC community, is here to assist with this vital coverage. 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