{"id":22,"date":"2022-06-14T04:00:00","date_gmt":"2022-06-14T10:00:00","guid":{"rendered":"https:\/\/www.pethelgroup.com\/blog\/?p=22"},"modified":"2022-06-14T09:40:09","modified_gmt":"2022-06-14T15:40:09","slug":"what-should-i-look-for-in-a-commercial-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.pethelgroup.com\/blog\/what-should-i-look-for-in-a-commercial-insurance-policy\/","title":{"rendered":"What Should I Look For In A Commercial Insurance Policy?"},"content":{"rendered":"<p><span style=\"color:#000000\">Commercial insurance policies typically come in two types. The first is a liability insurance policy. This type of policy will protect against financial losses caused by another party.&nbsp;<\/span><\/p>\n<p><span style=\"color:#000000\">The second main type of commercial insurance is coverage for property, liability, or both. This type of policy will protect against financial losses caused by things such as natural disasters or accidents. For questions, consult Pethel Insurance Group serving the greater&nbsp;Kannapolis, NC community.&nbsp;<\/span><\/p>\n<h2><span style=\"color:#000000\">What to Look For in a Commercial Insurance Policy&nbsp;<\/span><\/h2>\n<p><span style=\"color:#000000\">Commercial insurance is purchased by a company or business rather than an individual. A commercial policy typically covers what a standard homeowners&#8217;&nbsp;or auto policy would cover, such as property damage or accidents. But it goes beyond to insure things such as your business, advertising, inventory, and stock.&nbsp;<\/span><\/p>\n<p><span style=\"color:#000000\">Commercial insurance is designed to protect businesses against the risk of financial loss due to a covered peril. The most common types of commercial insurance policies include liability insurance, which protects a company against the risk of being sued due to an injury or loss to third parties. Typically, the policies are:&nbsp;<\/span><\/p>\n<ul>\n<li><span style=\"color:#000000\">Unique in that they are not tied to a specific business, industry, product, or a single location. Therefore, there are a number of different types of commercial insurance available, and it is important to know the difference between them.&nbsp;<\/span><\/li>\n<li><span style=\"color:#000000\">Have a shorter duration, typically ranging from one to five years.<\/span><\/li>\n<li><span style=\"color:#000000\">Have a higher deductible, which means you must pay a percentage of the claim before the insurance company is responsible for paying anything.&nbsp;<\/span><\/li>\n<li><span style=\"color:#000000\">Have a maximum claim limit.<\/span><\/li>\n<li><span style=\"color:#000000\">Have a minimum amount of coverage that you must have, which means you can be left without enough coverage to cover the cost if something happens.&nbsp;<\/span><\/li>\n<\/ul>\n<h3><span style=\"color:#000000\">Contact Us Today<\/span><\/h3>\n<p><span style=\"color:#000000\">A commercial insurance policies come in different forms and you can purchase them directly from an insurance company or through a broker. First, you should ensure the policy comes from a reputable insurance company.&nbsp;<\/span><\/p>\n<p><span style=\"color:#000000\">Second, make sure the coverage you purchase is exactly what you need. For expert assistance in the&nbsp;Kannapolis, NC area, consult Pethel Insurance Group. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Commercial insurance policies typically come in two types. The first is a liability insurance policy. This type of policy will protect against financial losses caused by another party.&nbsp; The second main type of commercial insurance is coverage for property, liability, or both. This type of policy will protect against financial losses caused by things such [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[9,10],"class_list":["post-22","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-kannapolis-nc","tag-pethel-insurance-group"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Commercial insurance policies typically come in two types. The first is a liability insurance policy. This type of policy will protect against financial losses caused by another party. The second main type of commercial insurance is coverage for property, liability, or both. This type of policy will protect against financial losses caused by things such\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.pethelgroup.com\/blog\/what-should-i-look-for-in-a-commercial-insurance-policy\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Pethel Insurance Group -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What Should I Look For In A Commercial Insurance Policy? - Blog | Pethel Insurance Group\" \/>\n\t\t<meta property=\"og:description\" content=\"Commercial insurance policies typically come in two types. The first is a liability insurance policy. This type of policy will protect against financial losses caused by another party. 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