{"id":20,"date":"2022-05-27T04:00:00","date_gmt":"2022-05-27T10:00:00","guid":{"rendered":"https:\/\/www.pethelgroup.com\/blog\/?p=20"},"modified":"2022-05-27T11:47:21","modified_gmt":"2022-05-27T17:47:21","slug":"how-often-should-i-review-my-home-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.pethelgroup.com\/blog\/how-often-should-i-review-my-home-insurance-policy\/","title":{"rendered":"How Often Should I Review My Home Insurance Policy?"},"content":{"rendered":"<p><span style=\"color:#000000\">It&rsquo;s best that you stay on top of your home insurance policy to ensure that you are not only getting the best protection for your home but also the best deal on your premiums. This is why you should frequently review your home insurance policy. Here&rsquo;s how often you need to do this as a Kannapolis, NC&nbsp;homeowner.&nbsp;<\/span><\/p>\n<h2><span style=\"color:#000000\">How Often Should I Review My Home Insurance Policy?&nbsp;<\/span><\/h2>\n<h3><span style=\"color:#000000\">Annually, at renewal time:<\/span><\/h3>\n<p><span style=\"color:#000000\">Most home policies offer protection for 12 months, after which the policy will expire unless you renew it, or it will be automatically renewed. You should take advantage of this renewal to review your home policy. You can change your home insurance policy to fit your current protection needs, like adding or removing some coverages or increasing or lowering deductibles.&nbsp;<\/span><\/p>\n<h3><span style=\"color:#000000\">When renovating or remodeling: <\/span><\/h3>\n<p><span style=\"color:#000000\">Renovating or remodeling your home will typically increase its value. Therefore, you should contact your insurer to review your home insurance and make sure that it reflects the renovations and the remodeling done and the increased value of the property.&nbsp;<\/span><\/p>\n<h3><span style=\"color:#000000\">When you purchase expensive stuff:&nbsp; <\/span><\/h3>\n<p><span style=\"color:#000000\">At Pethel Insurance Group, we recommend that whenever you purchase something pricy, such as a piece of art or jewelry, you review your home insurance policy. This will ensure that your recently priced possession is covered under your home insurance in case of loss or damage.&nbsp;<\/span><\/p>\n<h3><span style=\"color:#000000\">When you rent your basement or a room: <\/span><\/h3>\n<p><span style=\"color:#000000\">You should let your insurer know when you lease your basement or a room in your home while still living there. This will prevent your home policy from getting canceled by the insurer for violation of terms. Also, review your home insurance policy to increase your coverage since more people live there and there is more personal property in the home.&nbsp; <\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"color:#000000\">Give Us A Call<\/span><\/h3>\n<p><span style=\"color:#000000\">If you need more info on your home insurance policy in Kannapolis, NC and surrounding areas, Pethel Insurance Group is happy to help. Contact us today. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&rsquo;s best that you stay on top of your home insurance policy to ensure that you are not only getting the best protection for your home but also the best deal on your premiums. This is why you should frequently review your home insurance policy. Here&rsquo;s how often you need to do this as a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[9,10],"class_list":["post-20","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-kannapolis-nc","tag-pethel-insurance-group"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/posts\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":1,"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions"}],"predecessor-version":[{"id":21,"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions\/21"}],"wp:attachment":[{"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/media?parent=20"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/categories?post=20"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/tags?post=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}