{"id":18,"date":"2022-04-29T04:00:00","date_gmt":"2022-04-29T10:00:00","guid":{"rendered":"https:\/\/www.pethelgroup.com\/blog\/?p=18"},"modified":"2022-05-06T10:38:30","modified_gmt":"2022-05-06T16:38:30","slug":"do-i-need-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/","title":{"rendered":"Do I Need Renter&#8217;s Insurance?"},"content":{"rendered":"<p>Renting your home is a great way to save on many types of expenses. Maintenance, taxes, and some insurance costs will be covered by your landlord. However, as a renter, you should know that the insurance your landlord carries is not enough to protect you in the event that your rental home is damaged. At Pethel Insurance Group, we want to help our clients make smart insurance decisions in Kannapolis, NC, and the surrounding areas. Keep reading to learn more about renter&#8217;s insurance.&nbsp;<\/p>\n<h2>Why Do I Need Renter&#8217;s Insurance?<\/h2>\n<p>A landlord will be required to carry a certain amount of property insurance for the property that you are renting. This type of policy, however, does not provide any coverage or reimbursement if your personal belongings are damaged or lost. Your personal belongings could be at risk if there is a fire, natural disaster, or burglary.&nbsp;<\/p>\n<p>Renter&#8217;s insurance is a type of policy that renters can purchase to protect their belongings.&nbsp;<\/p>\n<h3>What Does Renter&#8217;s Insurance Cover?<\/h3>\n<p>A renter&#8217;s insurance policy can be customized to cover anything you would like to add. To evaluate the value of your items, you will need to sit down with an insurance representative. This professional will be able to help you understand the value of your belongings so that the proper amount of insurance can be purchased.&nbsp;<\/p>\n<p>In most cases, the renter&#8217;s insurance will cover personal belongings such as clothing, jewelry, electronics, vehicles, and other valuables. You may want to talk with an insurance representative to find out if pets are covered as well.&nbsp;<\/p>\n<p>If you would like to learn more about our services, please contact us at Pethel Insurance Group, serving Kannapolis, NC, and the surrounding areas. We will be happy to answer your questions and help you find the right insurance products today.&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Renting your home is a great way to save on many types of expenses. Maintenance, taxes, and some insurance costs will be covered by your landlord. However, as a renter, you should know that the insurance your landlord carries is not enough to protect you in the event that your rental home is damaged. At [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[9,10],"class_list":["post-18","post","type-post","status-publish","format-standard","hentry","category-renters-insurance","tag-kannapolis-nc","tag-pethel-insurance-group"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Renting your home is a great way to save on many types of expenses. Maintenance, taxes, and some insurance costs will be covered by your landlord. However, as a renter, you should know that the insurance your landlord carries is not enough to protect you in the event that your rental home is damaged. At\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Pethel Insurance Group -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Do I Need Renter\u2019s Insurance? - Blog | Pethel Insurance Group\" \/>\n\t\t<meta property=\"og:description\" content=\"Renting your home is a great way to save on many types of expenses. Maintenance, taxes, and some insurance costs will be covered by your landlord. However, as a renter, you should know that the insurance your landlord carries is not enough to protect you in the event that your rental home is damaged. At\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2022-04-29T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2022-05-06T16:38:30+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Do I Need Renter\u2019s Insurance? - Blog | Pethel Insurance Group\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Renting your home is a great way to save on many types of expenses. Maintenance, taxes, and some insurance costs will be covered by your landlord. However, as a renter, you should know that the insurance your landlord carries is not enough to protect you in the event that your rental home is damaged. At\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/do-i-need-renters-insurance\\\/#blogposting\",\"name\":\"Do I Need Renter\\u2019s Insurance? - Blog | Pethel Insurance Group\",\"headline\":\"Do I Need Renter&#8217;s Insurance?\",\"author\":{\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/#organization\"},\"datePublished\":\"2022-04-29T04:00:00-06:00\",\"dateModified\":\"2022-05-06T10:38:30-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/do-i-need-renters-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/do-i-need-renters-insurance\\\/#webpage\"},\"articleSection\":\"Renters Insurance, Kannapolis NC, Pethel Insurance Group\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/do-i-need-renters-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/category\\\/renters-insurance\\\/#listItem\",\"name\":\"Renters Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/category\\\/renters-insurance\\\/#listItem\",\"position\":2,\"name\":\"Renters Insurance\",\"item\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/category\\\/renters-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/do-i-need-renters-insurance\\\/#listItem\",\"name\":\"Do I Need Renter&#8217;s Insurance?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/do-i-need-renters-insurance\\\/#listItem\",\"position\":3,\"name\":\"Do I Need Renter&#8217;s Insurance?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/category\\\/renters-insurance\\\/#listItem\",\"name\":\"Renters Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/#organization\",\"name\":\"Blog | Pethel Insurance Group\",\"url\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/do-i-need-renters-insurance\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/do-i-need-renters-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/do-i-need-renters-insurance\\\/\",\"name\":\"Do I Need Renter\\u2019s Insurance? - Blog | Pethel Insurance Group\",\"description\":\"Renting your home is a great way to save on many types of expenses. Maintenance, taxes, and some insurance costs will be covered by your landlord. However, as a renter, you should know that the insurance your landlord carries is not enough to protect you in the event that your rental home is damaged. At\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/do-i-need-renters-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2022-04-29T04:00:00-06:00\",\"dateModified\":\"2022-05-06T10:38:30-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/\",\"name\":\"Blog | Pethel Insurance Group\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.pethelgroup.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Do I Need Renter\u2019s Insurance? - Blog | Pethel Insurance Group","description":"Renting your home is a great way to save on many types of expenses. Maintenance, taxes, and some insurance costs will be covered by your landlord. However, as a renter, you should know that the insurance your landlord carries is not enough to protect you in the event that your rental home is damaged. At","canonical_url":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/#blogposting","name":"Do I Need Renter\u2019s Insurance? - Blog | Pethel Insurance Group","headline":"Do I Need Renter&#8217;s Insurance?","author":{"@id":"https:\/\/www.pethelgroup.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.pethelgroup.com\/blog\/#organization"},"datePublished":"2022-04-29T04:00:00-06:00","dateModified":"2022-05-06T10:38:30-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/#webpage"},"articleSection":"Renters Insurance, Kannapolis NC, Pethel Insurance Group"},{"@type":"BreadcrumbList","@id":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.pethelgroup.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.pethelgroup.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.pethelgroup.com\/blog\/category\/renters-insurance\/#listItem","name":"Renters Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.pethelgroup.com\/blog\/category\/renters-insurance\/#listItem","position":2,"name":"Renters Insurance","item":"https:\/\/www.pethelgroup.com\/blog\/category\/renters-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/#listItem","name":"Do I Need Renter&#8217;s Insurance?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.pethelgroup.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/#listItem","position":3,"name":"Do I Need Renter&#8217;s Insurance?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.pethelgroup.com\/blog\/category\/renters-insurance\/#listItem","name":"Renters Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.pethelgroup.com\/blog\/#organization","name":"Blog | Pethel Insurance Group","url":"https:\/\/www.pethelgroup.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.pethelgroup.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.pethelgroup.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/#webpage","url":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/","name":"Do I Need Renter\u2019s Insurance? - Blog | Pethel Insurance Group","description":"Renting your home is a great way to save on many types of expenses. Maintenance, taxes, and some insurance costs will be covered by your landlord. However, as a renter, you should know that the insurance your landlord carries is not enough to protect you in the event that your rental home is damaged. At","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.pethelgroup.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.pethelgroup.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.pethelgroup.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2022-04-29T04:00:00-06:00","dateModified":"2022-05-06T10:38:30-06:00"},{"@type":"WebSite","@id":"https:\/\/www.pethelgroup.com\/blog\/#website","url":"https:\/\/www.pethelgroup.com\/blog\/","name":"Blog | Pethel Insurance Group","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.pethelgroup.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Pethel Insurance Group -","og:type":"article","og:title":"Do I Need Renter\u2019s Insurance? - Blog | Pethel Insurance Group","og:description":"Renting your home is a great way to save on many types of expenses. Maintenance, taxes, and some insurance costs will be covered by your landlord. However, as a renter, you should know that the insurance your landlord carries is not enough to protect you in the event that your rental home is damaged. At","og:url":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/","article:published_time":"2022-04-29T10:00:00+00:00","article:modified_time":"2022-05-06T16:38:30+00:00","twitter:card":"summary","twitter:title":"Do I Need Renter\u2019s Insurance? - Blog | Pethel Insurance Group","twitter:description":"Renting your home is a great way to save on many types of expenses. Maintenance, taxes, and some insurance costs will be covered by your landlord. However, as a renter, you should know that the insurance your landlord carries is not enough to protect you in the event that your rental home is damaged. At"},"aioseo_meta_data":{"post_id":"18","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2022-05-06 17:38:48","updated":"2025-06-04 08:46:47","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.pethelgroup.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.pethelgroup.com\/blog\/category\/renters-insurance\/\" title=\"Renters Insurance\">Renters Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tDo I Need Renter\u2019s Insurance?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.pethelgroup.com\/blog"},{"label":"Renters Insurance","link":"https:\/\/www.pethelgroup.com\/blog\/category\/renters-insurance\/"},{"label":"Do I Need Renter&#8217;s Insurance?","link":"https:\/\/www.pethelgroup.com\/blog\/do-i-need-renters-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/posts\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":1,"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions"}],"predecessor-version":[{"id":19,"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions\/19"}],"wp:attachment":[{"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/media?parent=18"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/categories?post=18"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pethelgroup.com\/blog\/wp-json\/wp\/v2\/tags?post=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}