{"id":14,"date":"2022-02-15T04:00:00","date_gmt":"2022-02-15T10:00:00","guid":{"rendered":"https:\/\/www.pethelgroup.com\/blog\/?p=14"},"modified":"2022-02-04T16:35:11","modified_gmt":"2022-02-04T22:35:11","slug":"life-insurance-faqs","status":"publish","type":"post","link":"https:\/\/www.pethelgroup.com\/blog\/life-insurance-faqs\/","title":{"rendered":"Life insurance FAQs"},"content":{"rendered":"

At Pethel Insurance Group in Kannapolis, NC, we are independent insurance agents who have been helping our customers to find the right coverage for more than 15 years. We are family-owned, and we will work hard for you to get the right policy at a price you can live with. Life insurance is not a type of insurance where everyone’s needs are the same. Your needs are personal and getting to know you is part of the process. <\/p>\n

Is term life insurance right for me?<\/h2>\n

Term life insurance offers coverage for a certain number of years. What you are paying for is a death benefit. If you are alive at the end of the term, the insurance ends and there is no longer a benefit. It is the perfect type of insurance when you require a large amount of coverage for a certain number of years. It is affordable and provides peace of mind that your dependents will be taken care of in the event you die. <\/p>\n

Do I need life insurance if I get some from work? <\/h2>\n

Do you know exactly how much life insurance your employer provides? Is it enough to provide for your dependents in the event you pass away? Can you keep the policy if your employment is terminated either by you or your employer? Having your own life insurance is always a good idea. Consider employer-provided insurance a nice supplement to the coverage you already have. <\/p>\n

When should I review my life insurance coverage? <\/h2>\n

Life is not static, it changes over the years and, like so many things, you need to take a good look at your coverage when any of these events happen:<\/p>\n