A commercial venture run from a Kannapolis, NC home is still a business. As such, it won’t be fully covered by home or personal insurance policies. While the amount and type of coverage you need vary depending on the size of your business and your industry, there are several forms of coverage you’ll want to consider.<\/p>\n
Insurance riders are attached to your homeowner’s insurance policy to extend coverage to specific types of events. Permitted Incidental Occupancies insurance increases your property coverage limit to account for the fact that having an increased number of people coming to your home increases the chances of damage to your furnishings and\/or appliances. A home business endorsement provides additional coverage, including personal liability insurance and business equipment protection. Other endorsement options include coverage for valuable paperwork and documents, and insurance for product distributors.<\/p>\n
Liability insurance covers claims against your business. These can include claims involving property damage, compensation for injury, and allegations of false advertising. General liability insurance also covers online sales and operations, making it ideal for people who sell goods on platforms such as eBay and Amazon.<\/p>\n
Commercial auto insurance is a must if you use your car for any type of commercial activity other than driving to and from work. Such activity can include visiting clients, transporting products to and from markets or the post office, and doing gig work for rideshare and food delivery companies such as Uber Eats. <\/p>\n
Pethel Insurance Group, serving Kannapolis, NC, offers commercial insurance policies from multiple carriers. Contact us to find out more about our riders, policies, and policy bundles for home-based business owners. <\/p>\n","protected":false},"excerpt":{"rendered":"
A commercial venture run from a Kannapolis, NC home is still a business. As such, it won’t be fully covered by home or personal insurance policies. While the amount and type of coverage you need vary depending on the size of your business and your industry, there are several forms of coverage you’ll want to […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[13,18,16,19,10],"class_list":["post-108","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-commercial","tag-insurance","tag-kannapolis","tag-nc","tag-pethel-insurance-group"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t